5 thoughts on “What do we usually say? What are the leasing business?”
Melanie
Generally speaking, the leasing business can be divided into the following: . Business lease is the commodity owner to rent the commodity to the rental party and collect the rent. Generally, the right to use is a short -term behavior. . Financial leasing is the most common thing is that the charterer needs some kind of goods, but due to objective reasons such as funds, you cannot purchase goods at one time. When it is enough to deduct the goods of the goods, the transfer of goods ownership is similar to installment payment, but it is more flexible. The characteristic: 1. The fixed assets of operating rental are generally available, that is, the fixed assets of the rental are purchased according to market demand, and then they are looking for the lessee. The lessor proposes the required fixed assets, and then the lesson shall be integrated by the lessor to buy the fixed assets rented by the lessee, and then the lease will be rented to the lessee. 2. The operating lease period is short; the financial lease time is long, and most of the years of rental assets are still available. Essence 3, operating, the lessee can return the leased assets to the leased assets to refund the lessor or continue the lease according to the actual needs, or the contract can be terminated in the middle before the lease period expires; Do not cancel the contract halfway. 4, operating, the risk of maintenance and maintenance of fixed assets during the period of holding, etc., is borne by the lessor. The lessee shall not transform the fixed assets arbitrarily to ensure the integrity of the fixed assets; The lessee bears. 5, operating, relatively low cost; financial leasing, lessee pays the rent to the lessor in installments according to the contract.
Financing leasing: When the customer needs to update or add large equipment and instruments, and the funds are insufficient, the bank invested in the purchase of these equipment to rent to the customer. The customer has the right to use and pay the rent on time. The bank gradually recovered the funds through the rent. A business lease: a short -term lease. It is pointed out that the tenant provides the lessee with short -term equipment rental, and the lessor is responsible for the installation, maintenance, maintenance, taxation, payment of insurance premiums, and providing special technical services to the equipment. The rent is higher than the financing lease. The characteristic: Business lease is a process of repeated rental. The lessor signs the rental contract with multiple leasers. The leasing objects are generally universal equipment or technical content and fast update.
The leasing business is a business service method for trust companies. In order to facilitate the temporary and disposable needs of the people and agencies, trust companies have set up rental stores to rent tableware, furniture, camera, clothing, vehicles, etc. for customers. When renting, the rental fee is charged at the rental variety and time. For rental income, account for the kernels of the attached business income. The goods used for rental are transferred from the inventory products, and the detailed account records of rental products are set up. When the transfer is transferred, first of all amortization of the entry price will be included in the cost (can be amortized at one time, or can also be amortized in installments), and the remaining values will be amortized when the product is scrapped. High -value products can also be handled according to the average amount of several years. This response time: 2021-06-02, please refer to the official website of Ping An Bank. [Ping An Bank I know] Want to know more? Come and see “Ping An Bank, I know” ~ B.pingan/Paim/Iknow/Index
Generally speaking, the leasing business can be divided into the following:
. Business lease is the commodity owner to rent the commodity to the rental party and collect the rent. Generally, the right to use is a short -term behavior.
. Financial leasing is the most common thing is that the charterer needs some kind of goods, but due to objective reasons such as funds, you cannot purchase goods at one time. When it is enough to deduct the goods of the goods, the transfer of goods ownership is similar to installment payment, but it is more flexible.
The characteristic:
1. The fixed assets of operating rental are generally available, that is, the fixed assets of the rental are purchased according to market demand, and then they are looking for the lessee. The lessor proposes the required fixed assets, and then the lesson shall be integrated by the lessor to buy the fixed assets rented by the lessee, and then the lease will be rented to the lessee.
2. The operating lease period is short; the financial lease time is long, and most of the years of rental assets are still available. Essence
3, operating, the lessee can return the leased assets to the leased assets to refund the lessor or continue the lease according to the actual needs, or the contract can be terminated in the middle before the lease period expires; Do not cancel the contract halfway.
4, operating, the risk of maintenance and maintenance of fixed assets during the period of holding, etc., is borne by the lessor. The lessee shall not transform the fixed assets arbitrarily to ensure the integrity of the fixed assets; The lessee bears.
5, operating, relatively low cost; financial leasing, lessee pays the rent to the lessor in installments according to the contract.
From a young age, there are lease bicycles. From large aspects, there are leased plants, leasing equipment, leasing planes, and ships.
Simple financial leasing, leased financing leasing, leveraged financial leasing, commissioned financial leasing, project financial leasing, operating leasing, etc.
Financing leasing: When the customer needs to update or add large equipment and instruments, and the funds are insufficient, the bank invested in the purchase of these equipment to rent to the customer. The customer has the right to use and pay the rent on time. The bank gradually recovered the funds through the rent.
A business lease: a short -term lease. It is pointed out that the tenant provides the lessee with short -term equipment rental, and the lessor is responsible for the installation, maintenance, maintenance, taxation, payment of insurance premiums, and providing special technical services to the equipment. The rent is higher than the financing lease.
The characteristic: Business lease is a process of repeated rental. The lessor signs the rental contract with multiple leasers. The leasing objects are generally universal equipment or technical content and fast update.
The leasing business is a business service method for trust companies. In order to facilitate the temporary and disposable needs of the people and agencies, trust companies have set up rental stores to rent tableware, furniture, camera, clothing, vehicles, etc. for customers. When renting, the rental fee is charged at the rental variety and time. For rental income, account for the kernels of the attached business income. The goods used for rental are transferred from the inventory products, and the detailed account records of rental products are set up. When the transfer is transferred, first of all amortization of the entry price will be included in the cost (can be amortized at one time, or can also be amortized in installments), and the remaining values will be amortized when the product is scrapped. High -value products can also be handled according to the average amount of several years.
This response time: 2021-06-02, please refer to the official website of Ping An Bank.
[Ping An Bank I know] Want to know more? Come and see “Ping An Bank, I know” ~
B.pingan/Paim/Iknow/Index